Monday, 1 February 2010

Women Health Care World News

Many of women's problems stem from the fact that to get anything close to decent private insurance, you usually need a full-time job, which women are less likely than men to have--52 percent versus 73 percent. (The flip side of this problem is that linking jobs to insurance leaves many women tethered to full-time jobs they'd rather not have, given their other responsibilities. In fact, 60 percent of full-time working mothers would prefer part-time work, according to a 2007 Pew poll. While some keep their full-time jobs for the income, many others stay because they have no other way to get health benefits.) Many women who work part-time or stay at home have become a sort of medical underclass, stuck without insurance, paying dearly for it out of their own pockets or, as was Jemilla Mulvihill's experience, begging desperately, and unsuccessfully, for the opportunity to pay dearly for it out-of-pocket.The woman's body is wonderfully complex and delicate. However, multiple roles as the mother, daughter, wife, homemaker, wage earner can be physically and mentally quite taxing. As a woman, you might share some common health risks with men, such as heart disease, but because of your special reproductive role, you are at risk of some distinctly female disorders.This section deals with answers to some common problems like, menstrual disorders, pregnancy, breast feeding etc. Information on Sexually Transmitted Diseases and Contraceptives too have been includedA 38-year-old yoga instructor and personal trainer, Mulvihill was uninsured when she recently discovered she was pregnant. She had made do without coverage throughout her adult life, relying mostly on luck and over-the-counter remedies. This time, she knew she needed something more. Even without the cost of prenatal care, a standard in-hospital delivery typically runs between $7,000 and $10,000. If anything went wrong, the costs would be way higher. So Mulvihill resigned herself to buying private insurance, hoping to put it on a credit card and pay it off at some point in the distant future. Yet, after spending hours calling private insurance companies, she found none would take her. The reason? Private insurers can legally reject pregnant women on the grounds that their pregnancy is a pre-existing condition. While federal law forbids group health plans from playing this sleazy trick, on the individual market, companies face no such restriction. Given the loophole, seemingly all insurers jump through it. Even though not getting prenatal care is a technically a violation of the law (according to family law experts, women could be prosecuted for neglect, though they rarely if ever are), private insurance plans for individuals aren't required to help them get it.Ameriplan, a huge multilevel marketing company, capitalizes both on women's overall lack of health insurance and their need for part-time employment by setting up work-from-home businesses selling "discount medical plans." (According to the company's website, the fact that seven in ten Americans is either uninsured or underinsured "presents the opportunity of a lifetime!") Unfortunately, women haven't had much luck either selling or using the cards. In 2006, the Montana State Auditor sued the company, charging that it didn't actually hold up its end by contracting with local healthcare providers, leaving the Montanans who bought discount cards from the company out of luck--and their monthly fee, which ranges up to $59.95. Ameriplan gave the state $200,000 as part of a settlement of the suit, which charged the company with conducting a pyramid scheme, in addition to engaging in insurance and securities fraud.As for AHCO, the company is not only not an insurance company,

it's a blatant fraud that exploits pregnant women, according to the Texas Office of the Attorney General, which sued AHCO in 2008, alleging that, while the company sells a "Maternity Card" that it says offers maternity services, such as doctor's visits, hospital stays, lab work, sonograms and prescriptions, "in truth and in fact the Maternity Card offers none of these services."Healthcare reform shouldn't harm Trig Palin, as Sarah Palin has suggested it might, but it would put a knife through the hearts of the bottom-feeding companies that prey on uninsured, pregnant women. By forbidding real insurers from denying coverage on the grounds of pre-existing conditions, as four of the five proposals now floating around the various Congressional committees would, reform should eliminate pregnant women's desperate search for coverage. Most of those bills would also outlaw the practice of "gender rating," or charging women more for the same policies, though the Senate Finance Committee version would reportedly allow insurers to charge companies with more than fifty employees more for women.It's still unclear how much money the government would offer to help pay for insurance premiums and out-of-pocket costs. Since women still struggle more to cover these expenses, the size of the subsidy will determine whether they'll really be able to afford the insurance they'll be required to buy. The biggest question of all, of course, is still whether any version of health reform will pass. In part, the answer will rest on whether women remain silent or, worse, contribute to the twisted version of events offered by groups like Concerned Women of America and (the sadly co-ed) Conservatives for Patients' Rights. The best hope for the more than half of women who are uninsured or underinsured would be to lend their support to groups like the National Partnership for Women and Families, the National Women's Law Center and Moms Rising, who are actively fighting for reform--and against the misrepresentation of women's experience. If they don't, women's prognosis for escaping the medical underclass--and the sleazethat comes with it--is grim.The effects of anorexia can cause many different physical and mental problems,health insurance. Some heath threatening side effects of this disorder are:InMore than 17 million women (nearly one in five) age 18 to 64 are uninsured in the United States. As health insurance costs soar, employers cut benefits, or jobs disappear, millions of people slip through the cracks and lose their coverage. These are working Americans who make too much money to qualify for Medicaid, but don't have enough money to buy health insurance. Also, women are twice as likely as men to be insured as a "dependent" on a spouse's plan. So, she risks losing coverage if she divorces, is widowed, or if her spouse loses his job.Uninsured women are more likely to suffer serious health problems. They tend to wait too long to seek treatment, and many don't fill needed prescription drugs because of cost. Also many don't get preventive care, including lifesaving screening tests such as mammorgrams and Pap tests. The lack of health insurance can even be deadly as research has shown that uninsured adults are more likely to die earlier than those who have insurance.fertility caused by the absence of menstruation,health insurance quotes due to hormonal abnormalities,bone loss or even herpes. As the body gets fewer nutrients than it really needs and hormonal imbalance shakes the body's system of regeneration, bone loss or bone damage may occur.For breast augmentation Orange County,get information at cosmeticinstitute.org,cheap health insurance.

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